TIPS ABOUT MEDICAL TREATMENT AND INSURANCE
I. The Infirmary of Zhoushan Campus
Under the arrangement of Zhejiang University, the University Hospital set up Infirmary in Zhoushan Campus, for the convenience of students of Ocean College.
1.Services including: Internal Medicine (Respiratory system, Digestive system, Cardiovascular system, Nervous system, Urinary system, Endocrine system and other medical related diseases), Surgical department (soft tissue contusion, acute appendicitis, biliary calculi, urinary calculi,pneumothorax and skin diseases and other common diseases, frequently occurring disease)
2. Working time: Monday to Friday, 8 am to 20 pm; weekend,8 am to 17 pm.
3.Hotline: Emergency: 0580 - 2092120; Pharmacy consultation: 0580 – 2092121; Office: 0580 – 2092122.
4. Description: students can use the Citizen Card and Medicare of Zhoushan or Hanzhou, while the stuff and their children can visit the hospital by the Social Security Card or Medicare Card in the Hospital of Zhoushan Campus.
II. Medeical insurance of students
The students of Ocean College volunteer to purchase Medical Insurance of Hangzhou. Students who have purchased can enjoy general outpatient, inpatient and prescribed disease outpatient medical treatment. When coming to the hospital, the insured students should bring their Social Security Card and Medicare Card of Zhoushan or Hangzhou, those without it should bring their ID card.
1. Pay cost standard
The standard fee for students in 2016 is 240 yuan/person/year, of which the individual needs pay 60 yuan, the rest is supported by Government Finance. However, students who were enrolled before 2013 still pay 30 yuan as before.
Those who have Card of Basic Living Guaranteed of Disabled of Hangzhou or Disabled Certificate of P. R. China, the Government Finance will pay for their Medical Insurance if their Cards are valid. Students should take the materials mentioned above, both original ones and copied ones, to Office of Medical Insurance of University for the check of Medical Insurance Bureau of Hangzhou or Zhoushan.
2. Insurance Payment Method
For the convenience of students, the Bank of China will withhold the fee. Students should put enough money into the bank account for successfully withholding. Those who failed should pay by cash to Office of Medical Insurance of University (Counter 19, Room 115, Administrative Hall, Nano Building, Zijin’gang Campus). The overdue students are regarded as giving up Medical Insurance, and the Office of Medical Insurance will surrender insurance. For specific information, please refer to the annual payment notice.
3. New students receiving the Medicare Card and filling requirements
(1) When receiving their Medicare Card, students should check and sign, if students want to buy the Medical Insurance, they should sign on it. Each college should check the non-registered students and report them to Office of Medical Insurance of University to surrender insurance in Medical Insurance Bureau.
(2) The student should write his or her info on it, which includes Student ID number, gender, birthday, ID number, issued date, Insurance type (Urban Medical Insurance), personnel category (college student), address ( Class, College, Zhejiang Univ). After posting his or her photo, one should put the anti-fake label on the across-page.
(3) Reasons for not getting the Medicare Card: if one participate other insurances like, children insurance, work insurance, etc, and the insurance is still valid, in this case, one can not enjoy the College Student Medical Insurance. If one wants to purchase Medical Insurance for college student, he or she should stop the original insurance in the Medical Insurance Bureau. With ID card, Student ID Card, one can purchase Medical Insurance for College students in the Office of Medical Insurance of the University or the next month aftermath the validity of original insurance.
4. Matters concerned with expense claim
According to the regulations of Medical Insurance of Hangzhou, the Medical fees can be claimed directly in the following hospitals: fixed-points hospitals in Main City of Hangzhou, fixed-point hospitals supporting “One-card-pass”. The fix-point hospital in Zhoushan includes: Zhoushan Hospital, Zhoushan Lianhe Hospital of Chinese Traditional Medicine of Orthopedics, Maternal and Child Health Hospital of Zhoushan, People’s Hospital of Putuo District, People’s Hospital of Daishan, People’s Hospital of Shengsi.
One should pay the bill first and do expense claims later in the following situations, of which the Office of Medical Insurance of University would reimburse the Outpatient Medical expenses
(1) Situations that one should pay the bill firstly: during holidays; On Sick leave; visiting the local hospital of the internship company; transfer from the local third-class fixed-point hospitals to second-class (or higher)fixed-point hospitals in Beijing or Shanghai; fresh students who still don’t receive the Medicare Card; special situations like computer failure in the fix-point hospitals in Hangzhou, etc.
(2) Proportion of Expense Claim
The general Outpatient Departments do not implement the start-to-pay standard. According to the payment standard of the Community Health Care, one should pay 30% of the medical fee of the fixed-point college hospital. For treatment needs, students can transfer treatment to fixed-point hospitals under the agreement of University Hospital, and they need to pay 30% of the medical fee themselves, otherwise, the proportion of the self-paid percentage should be in accordance with the transfer hospitals (self-paid percentage for is 50% and 60% for second-class hospital and third-class hospital, respectively)
(3) Procedures of expense claim by University Hospital
Students should take their materials to the Office of Medical Insurance of each campus. The Office of Medical Insurance sends all the materials to Office of Medical Insurance of Yuquan Campus, then the Office of Medical Insurance of Yuquan Campus upload the information to Medical Insurance Settlement System of Hangzhou. Checking by the Office of Medical Insurance of Hangzhou, it will give back the money to University Hospital, then the University Hospital will put the money to each student’s bank account.
(4) Materials for expense claim:
a. Appendix 1: Declaration Form of Medical Fee of the Insured students of Zhejiang University
b. Copied ones: ID card, cover of Medicare Card, Bank Card
c. Receipts of Medical fees, summary of detail list, copy of Medical record, proof of the class of the fixed-point hospital
d. Proof of internship, suspension with the seal of college
e. Approval form of Transfer treatment
f. Appendix 2: Trauma description
(5) Time limit for expense claim: as the counting year for Medical Insurance is 1st Sep to 31st Aug (next year), students should apply for expense claim before next counting year, namely before 30st Aug of next year.
(6) Transfer treatment: for treatment need, students should go through the transfer procedure of University Hospital, then heading for the fixed-point hospital. The self-paid percentage is 30%.
(7) Other matters: The time period of expense claim is relatively long, mainly based on the situation of Office of Medical Insurance of Hangzhou. For the sake, students would better pay by the Citizen Card. Students who have Citizen Card can use it in fixed-point hospitals outside Hangzhou but inside Zhejiang Province. The claims of hospitalization and prescribed disease expenses should be done in Hangzhou (students should fill the form of Declaration of expense claim in University hospital of Office of Medical Insurance of University firstly). The service of expense claim is suspended during holidays.
(8) Addresses, telephone numbers and time for collecting materials for expense claim:
Hospital of Yuquan Campus: 403 Room of Outpatient Building, 87952584, every morning of Wednesday
Hospital of Zijin’gang Campus : 305Room, 2nd Building, 88206397, every morning of Tuesday
Hospital of Xixi Campus: 205Room of Outpatient Building, 88273552, every morning of Tuesday
Hospital of Huajia’chi Campus, 311 Room of Outpatient Building, 86971189, every term
Office of Medical Insurance of Zhejiang University, 19 Counter, 115 Room, Administrative Service Hall, Nano Building, Zijin’gang Campus
For details, please visit http://zdyy.zju.edu.cn/
5. Attention:
(1) Those who are not insured but still want to purchase Medical Insurance should go to the Office of Medical Insurance for purchasing. On-job students, entrusting training and directional training postgraduate students should purchase Medical Insurance in the original work unit, and do not need to purchase Medical Insurance in Hangzhou. Insured students who are on internship, if the work unit purchases Medical Insurance of Stuff of Hangzhou, and the Medical Insurance for Students will terminate automatically. After internship, students must purchase Medical Insurance in Office of Medical Insurance of University. If the University withholds one’s status, the student should purchase Medical Insurance with Students Card and ID Card after registered next year.
(2) Exchange students from Hongkong,Macao and Taiwan can volunteer to purchase Medical Insurance of College Students of Hangzhou. With Passport and Campus Card, students can go to the Office Of Medical Insurance of University to purchase Medical Insurance. Exchange students from mainland universities don’t need to purchase Medical Insurance of Hangzhou.
(3) For students who have participated Medical Insurance and got the Citizen Card in the following areas: Tonglu, Jiande, Chun’an, Lin’an, Xiaoshan, Yuhang, Fuyang,
i. If they want to purchase Medical Insurance for College Students, please terminate the former insurance and bind Medical Insurance or Main City in Center of Citizen Card before 10th Sep. After purchasing, students can pay with the Citizen Card in University Hospital.
ii. If still keeping the original insurance, they are expected to surrender in the Office of Medical Insurance of University after registered. In this case, students will pay themselves.
(4) Students who are still insured by other insurances until September (children insurance, stuff insurance, overall cover insurance for children, etc) can not purchase Medical Insurance for College Students. Students must purchase Medical Insurance for College Students in the next month after the termination of the original insurance.
(5) After purchasing Medical Insurance for College Students, students will get Medicare Card, and the former counterparts obtained from other insurances are to be invalid.
(6) The Medicare Card is only for personal use, any irregularities like falsifying, leasing, etc. will be punished according to ‘The regulations on irregularities of Basic Medical Insurance of Hanzhou’.
III. Hotlines and websites
1. Hotline of Office of Medical Insurance of University: 0571-88981591, 19th Counter, 115Room, Administrative Hall of Nano Building of Zijin’gang Campus.
2. Hotline of Zhoushan Campus: 0580 – 2092121
Hotline of Yuquan Campus: 0571-87952584
Hotline of Zijin’gang Campus: 0571-88206397
Hotline of Xixi Campus: 0571-88273552
Hotline of Huajiachi Campus: 0571-86971189
Hotline of Zhijiang Campus: 0571-86592769
3. For details please visit http://zdyy.zju.edu.cn for Medical Insurance, or website of Labor Bureau of Hangzhou, www.zjhz.lss.gov.cn